What Every Small Business Owner Needs to Know Before Applying for a Loan

Access to capital isn’t just about credit scores and cash flow. It’s about risk readiness. Many small businesses are unknowingly disqualified from loans, lines of credit, and contracts due to gaps in their insurance coverage.
In this practical, relevant and high impact session, a property and casualty insurance expert will break down how lenders evaluate insurance as part of the underwriting process and why the right coverage can significantly improve a business’s ability to secure financing. Attendees will learn which policies lenders require, how insurance strengthens their financial profile, and how to proactively align insurance decisions with growth and capital goals.
Many businesses qualify on paper but get denied in underwriting. This session reveals how insurance can be the missing link between approval and rejection.
Presenter: Renee Scott, Owner, Renee Scott Insurance, and a sought-after keynote speaker and workshop facilitator
